Insurance Policies We Buy in Singapore
We buy ENDOWMENT PLANS in Singapore
for higher cash than surrender value!
We buy LIFE INSURANCE POLICIES in Singapore
for higher cash than surrender value!
We buy INVESTMENT-LINKED PLANS (ILP)
for higher cash than surrender value!
TES Capital buys eligible endowment, whole life and selected investment-linked insurance policies in Singapore. If you are thinking of surrendering your policy, selling it to TES Capital is likely to unlock more cash than your surrender value.
Listed below are some of the insurance plans that we frequently buy. If your policy isn't listed, please contact us for a friendly evaluation, and you just may be surprised at how much cash you can get for selling your policy to us!
Investment-linked Policies (ILPs) We Buy
Prudential Investment-linked Policies (ILPs) We Buy
Great Eastern Investment-linked Policies (ILPs) We Buy
NTUC Income Investment-linked Policies (ILPs) We Buy
Manulife Investment-linked Policies (ILPs) We Buy
AIA Investment-linked Policies (ILPs) We Buy
Singlife/Aviva Investment-linked Policies (ILPs) We Buy
HSBC Life/AXA Investment-linked Policies (ILPs) We Buy
Etiqa Investment-linked Policies (ILPs) We Buy
Tokio Marine Investment-linked Policies (ILPs) We Buy
FWD Investment-linked Policies (ILPs) We Buy
Prudential Insurance Policies We Buy
TES Capital buys Prudential endowment, whole life, and selected investment-linked insurance policies in Singapore, subject to policy evaluation. If you are considering surrendering your Prudential policy, selling it to us could provide a higher value than the insurer’s surrender value. Examples of Prudential insurance policies we buy include:
Great Eastern Insurance Policies We Buy
TES Capital buys Great Eastern endowment, whole life, and selected investment-linked insurance policies in Singapore, subject to policy evaluation. If you are considering surrendering your Great Eastern policy, selling it to us could provide a higher value than the insurer’s surrender value. Examples of Great Eastern insurance policies we buy include:
NTUC Income Insurance Policies We Buy
TES Capital buys NTUC Income endowment, whole life, and selected investment-linked insurance policies in Singapore, subject to policy evaluation. If you are considering surrendering your NTUC Income, selling it to us could provide a higher value than the insurer’s surrender value. Examples of NTUC Income insurance policies we buy include:
Manulife Insurance Policies We Buy
TES Capital buys Manulife endowment, whole life, and selected investment-linked insurance policies in Singapore, subject to policy evaluation. If you are considering surrendering your Manulife, selling it to us could provide a higher value than the insurer’s surrender value. Examples of Manulife insurance policies we buy include:
AIA Insurance Policies We Buy
Planning to surrender your AIA insurance plan? Don't cancel your policy - you can sell your AIA policy for immediate cash! Examples of policies that we buy:
Singlife and Aviva Insurance Policies We Buy
Planning to surrender your Singlife/Aviva insurance plan? Don't cancel your policy - you can sell your Singlife/Aviva policy for immediate cash! Examples of policies that we buy:
HSBC Life and AXA Insurance Policies We Buy
Planning to surrender your HSBC insurance plan? Don't cancel your policy - you can sell your HSBC policy for immediate cash! Examples of policies that we buy:
Etiqa Insurance Policies We Buy
Planning to surrender your Etiqa insurance plan? Don't cancel your policy - you can sell your Etiqa policy for immediate cash! Examples of policies that we buy:
Tokio Marine Insurance Policies We Buy
Planning to surrender your Tokio Marine insurance plan? Don't cancel your policy - you can sell your Tokio Marine policy for immediate cash! Examples of policies that we buy:
Sell your Tokio Marine policy for cash, such as:
FWD Insurance Policies We Buy
Planning to surrender your FWD insurance plan? Don't cancel your policy - you can sell your FWD policy for immediate cash! Examples of policies that we buy:
China Life Insurance Policies We Buy
Planning to surrender your China Life insurance plan? Don't cancel your policy - you can sell your China Life policy for immediate cash! Examples of policies that we buy:
Don't see your insurance plan listed here?
We carefully evaluate every single policy that we buy in, whether or not they're listed on this page. This ensures that you get the highest possible value from selling your endowment, life or investment-linked insurance policy to us! Get in touch with us for a friendly and genuine quote today!
Frequently Asked Questions
TES Capital buys eligible endowment, whole life and selected investment-linked insurance policies in Singapore. Every policy is evaluated individually based on its value, benefits, remaining premiums, and transfer conditions.
If your policy appears on this page, it is one of the plans we can consider for purchase. As every policy is different, we will review its current value, benefits, remaining premiums and transfer conditions before confirming whether we can buy it.
Yes. Send us the policy name, insurer, latest statement and surrender value. TES Capital can assess unlisted policies and confirm whether they qualify.
Yes, for eligible policies. TES Capital’s purchase offer can be higher than the surrender value offered by the insurer. The actual offer depends on the individual policy and requires evaluation.
No. Contact TES Capital before submitting a surrender request.
Once your insurer processes the surrender and terminates the policy, there is no existing policy left to transfer. An evaluation allows you to compare TES Capital’s offer with the insurer’s surrender value first.
Factors can include the policy type, age, surrender value, guaranteed and non-guaranteed benefits, maturity date, remaining premiums, outstanding loans and transfer requirements.
Yes. You can submit the policy for evaluation. The outstanding loan and applicable interest will be considered when TES Capital assesses its eligibility and value.
A lapsed policy can still be submitted for review, but it could require reinstatement before it can be transferred. Eligibility depends on the policy status and the insurer’s requirements.
Standard term life insurance generally does not accumulate cash or surrender value and is usually unsuitable for resale. Contact TES Capital if you are unsure about the structure of your policy.
After the ownership transfer is completed, the buyer assumes the future premium obligations under the agreed transfer arrangement.
No. The ownership, future benefits, and associated coverage are transferred to the buyer. Review your remaining insurance protection before deciding to sell.
CHECK IF TES CAPITAL WILL BUY YOUR INSURANCE POLICY
We carefully evaluate every single policy that we buy in, whether or not they're listed on this page. This ensures that you get the highest possible value from selling your endowment, life or investment-linked insurance policy to us! Get in touch with us for a friendly and genuine quote today!